Home Loans
Variable
Standard Variable rate loans are the most common type of home loan in Australia. The interest rate on a Variable loan moves up and down with movements...
Fixed Rate Loan
A fixed rate loan has a fixed interest rate which doesn’t change during the term of the fixed rate period. Fixed rate terms vary between 1, 2, 3, 5 an...
Split Rate Loans
Split rate loans are divided into separate loans, whereby, one part is variable and one part fixed. The borrower decides what portion is variable and ...
Basic Home Loan
Basic home loan offer a low ongoing interest rate and often reduce fees (including application fee) at the expense flexibility and convenience....
Interest Only Loan
Interest only loans require only require interest payments on the loan for an agreed period of time. Interest-only periods are usually 5 years althoug...
Line of Credit
A line of credit (LOC) is a type of loan drawn down using the equity in your home or investment property and repaid as the borrower chooses with inter...
Equity Loan
A home equity loan allows you to borrow against the equity in your home to carry out renovations, pay bills, provide a deposit for a family member to ...
Low Doc Loans
Low Doc loans or low documentation loans are a flexible loan option for the self-employed and are typically designed for borrowers who are not in a po...